How to Build an Emergency Fund from Scratch
An emergency fund is the foundation of financial security.
Why You Need an Emergency Fund
It protects you from unexpected expenses without relying on debt.
How Much Should You Save?
Most experts recommend 3–6 months of living expenses.
Steps to Build an Emergency Fund
- Start small
- Automate savings
- Increase contributions gradually
Final Thoughts
An emergency fund brings peace of mind and financial stability.
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